mike99 Posted March 5, 2006 Report Posted March 5, 2006 Anyone tried tesco insurance or direct line?? they're both underwritten by the same company. My last quote was around Quote
suzuki91 Posted March 5, 2006 Report Posted March 5, 2006 had my renewal with morethan in the post, whent online got a quote from them saved Quote
Chilli Posted March 5, 2006 Report Posted March 5, 2006 Just reading all these Insurance quotes :huh: .Makes me dread the post coming next week, when my renewal comes through the door. At the moment insured with morethan. It only had one month to run when i changed car :blink: Will keep you posted on Quotes, will try online also :blink: Steve Quote
Justice Posted March 5, 2006 Report Posted March 5, 2006 The thing that worries me about on line quotes with companies I've never heard of is, If I have a prang will I be waiting six months to get paid out a fraction of the cars worth. Quote
mumof4 Posted March 5, 2006 Author Report Posted March 5, 2006 some of them belong to the well known companies..i always read their small print. Quote
Tigger Posted March 5, 2006 Report Posted March 5, 2006 Protected no claims Not realy got my head around this? Is it worth paying the extra for? If I had a claim and at the end of the year wanted to move to another company. Could I take all of my no claims bonus with me because I had protected it. Or would I have to stay with the same company because that is where the protection was from. If this is the case is it not just a way of tying you in? If you don,t take protected no claims out do you lose all claim free years in one stroke? With any company Quote
gregers Posted March 5, 2006 Report Posted March 5, 2006 iirc if you dont have protected insurance and you make a claim you will loose a propotionate ammount of no claims,im sure it states in most policys you will only be able to have a claim(or 2)in any 1 year even with protected. i stand to be corrected regards gregers Quote
familyman Posted March 5, 2006 Report Posted March 5, 2006 :( If you have some decent no claims bonus it's well worth hanging on to ,once you get to 60% it would be a shame to lose it ! also you can transfer bonus to a new insurer ,and most companies are pretty good at giving written proof when transfering over to a new company Quote
Andrew T Posted March 7, 2006 Report Posted March 7, 2006 Note that a protected no claims will not prevent your insurance going up in the event of a fault claim. The insurance company will still increase your premium as you now represent a greater risk. I've never protected for this reason. Last year at renewal time someone attempted to make a fraudulent claim on our insurence. We were sent a renewal notice with our no claims only reduced from 70% to 62.5% but the premium was loaded by Quote
dave_m Posted March 7, 2006 Report Posted March 7, 2006 I think protected no claims is a must really, it only takes some idiot to smash into you and drive off and you lose 65% no claims which is quite a hefty chunk. for the little extra it costs i think its worth it. My ford galaxy is insured with Vauxhall insurance :lol: they make you get it repaired at vauxhall and you have to have a vauxhall courtesy car. but at the end of the day they have given me an outstanding service so far. When you ring them you are straight through to a helpful human being not a machine. none of this press 1 for this 2 for that lark (which I install by the way :lol: ) and holding on the phone for an hour. Also last year someone crashed into the back of my car and smashed the bumper,tailgate and damaged my towbar 4 days before i was due to go away in my caravan. I explained this to my insurance company who got my car in the repairers the same day, and had it back to me immaculately clean and repaired within 3 days. They aren't the cheapest but I am reluctant to change because of the good service i have received. Quote
Andrew T Posted March 7, 2006 Report Posted March 7, 2006 I think protected no claims is a must really, it only takes some idiot to smash into you and drive off and you lose 65% no claims which is quite a hefty chunk. But would an insurance company remove your entire 65% no claims in one go? As quoted in my example above, removal of 1 or 2 years no claims would be the norm for someone with a full no claims. If you have good driving record the 10-20% you save on your premium each year by not taking out protection will cover will cover any occasional mishaps. Quote
dave_m Posted March 7, 2006 Report Posted March 7, 2006 i always thought if you had a claim all your no claims discount were lost? can anyone clear this up???? Quote
Goofygolfer Posted March 7, 2006 Report Posted March 7, 2006 had a shunt last year my fault 5 years unprotected ncb dropped to 3.renewal was Quote
RussT Posted March 7, 2006 Report Posted March 7, 2006 I have just got my new policy through from Direct Line Quote
gregers Posted March 7, 2006 Report Posted March 7, 2006 dave m is there a web link for vauxhall insurance,might give em a call? Quote
Chilli Posted March 8, 2006 Report Posted March 8, 2006 Sorted my isurance today.Ended up staying with morethan, although via the internet.My renewal for me and the wife,roadside recovery,legal,protected no-claims for life, was Quote
teresa Posted March 8, 2006 Report Posted March 8, 2006 my insurance is due at end of month :( churchills wanted Quote
gregers Posted March 8, 2006 Report Posted March 8, 2006 bigjeeze can anyone belong to the csma?i understand there quite a bit cheaper than anyone else Quote
steve67car Posted March 10, 2006 Report Posted March 10, 2006 csma is the civil service motoring assocationmay be bj works for mi5 code name mother B) Quote
Guest gooner52 Posted October 16, 2006 Report Posted October 16, 2006 got my renewal from budget wanted Quote
mumof4 Posted December 4, 2006 Author Report Posted December 4, 2006 got my renewal today....nay a happy bunny...when i first passed it was Quote
Guest gooner52 Posted December 4, 2006 Report Posted December 4, 2006 got my renewal today....nay a happy bunny...when i first passed it was Quote
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